Addition of dependants (Adult, child or baby)
Adding dependants to a membership at a later stage will
require the completion of an ‘Addition of Dependant’ Form,
which will also be subject to individual underwriting,
except for newborn babies and spouses added within 90 days
of the birth or marriage, however Late Joiner Penalties may
be implied, when adding a spouse within 90 days of marriage.
To understand the underwriting and or Late Joiner Penalty
Click here for an addition of Dependant Form
Click here for an addition of a baby Form
It is important for you to complete all the
health related questions and the information regarding your
dependants previous medical scheme, when completing the
addition of dependant application form. If this information
is not fully completed, the scheme will not process or
activate the membership.
Who is eligible to join as a dependant?
Before application is made to add a dependant, other than
a new born baby, please contact the scheme to ensure that
the dependant is eligible to join.
In most circumstances, the following are applicable:
- To qualify as an eligible dependant, the individual
must be an immediate family member (blood relative,
adoption, legal guardianship) and liable for family care
and financial support; or be the divorced spouse of an
- the second spouse of an employee in terms of African
Law or Custom or under the principles of any religion,
or a person with whom, the employee enjoys a
relationship similar to the relationship of legally
married spouses provided the legally married spouse of
the employee may not be an adult dependant.
What if additional underwriting requirements are called
for by the scheme?
If a member answer’s ‘yes’ to any of the health questions
on application form, the scheme may call for additional
health information (test results or questionnaires) in order
to finalise the underwriting conditions to be imposed on the
Once the underwriting requirements are successfully
received and processed by the scheme, a final decision
letter will be forwarded to the main member. The member will
be required to sign acceptance of the underwriting
conditions (waiting periods and/or late joiner penalties) to
be applied to the dependant and confirm the required date of
commencement for membership to be activated. This process is
to be completed within 30 days from date of issue of the
acceptance letter. Once successfully processed new
membership cards will automatically be generated and posted
to the member directly.
Removal of dependant(s)
In order to remove a dependant from your membership, you
will need to send your HR / Payroll department / Human
Capital Department an email requesting the removal of the
dependant(s).This email must contain the following
- Membership Name and Surname
- Membership Number
- The Name of the dependant that you would like
- The dependants Identification number
- The date that the dependant must be removed.